Insuring a classic car used to be quite expensive. Most insurers require an appraisal of the vehicle by an expert and comprehensive damage documentation to cover this risk. The insurer Simpego thinks there is a better and simpler way:
1. determine the vehicle value yourself
2. calculate the premium online
3. take out insurance at the click of a mouse
4. redeem your classic car - and have a good trip!
You determine the value of your classic car yourself - our system helps you do this
You know best what your classic car is worth. That's why we rely on your assessment and insure the amount you tell us. Only if the value exceeds CHF 100,000 will we bring you together with a classic car expert who will take a look at your gem - at our expense, of course.
Calculate your premium online and take out insurance
Once you have determined the value of your vehicle, you can calculate your premium directly online and take out insurance at the click of a mouse. You can choose between the "Oldie PUR" and "Oldie PRO" options - depending on how much protection you want for your classic car.
Up to 20 percent increase in market value is also insured
A classic car can also be an investment. In the best case scenario, the value of the vehicle increases over time. That's why we cover an increase in market value of up to 20 percent free of charge. So you don't have to constantly worry about your cover being too low. If the value of your classic car continues to increase, you can adjust your insurance cover at any time.
Insure your classic car while it is still being restored
Restoring a classic car can take a long time - for example, if spare parts are difficult to obtain or simply because you want to take your time. This makes it all the more important that your favorite piece is already well protected. Simpego is the first insurance company to offer the option of insuring a vehicle during the restoration phase and without registration.
The following classic cars can be insured online:
- Vehicles up to 3.5 t, with or without registration
- Vehicles up to 3.5 t with interchangeable plates for which liability cover already exists
- Vehicle age: up to registration year 2005
- Vehicle value: up to CHF 300,000 insured value
But be careful: Only vehicles whose market value is higher than the current value of the vehicle can be insured as classic cars. In addition, there must be at least one garage or carport to protect the classic car.
All classic car insurance policies at a glance
Have we piqued your interest? Then find out more about Switzerland's first online classic car insurance and learn all about third-party liability, partial casco, collision casco, accident, gross negligence protection and 24-hour assistance.
