Owners of exclusive cars, such as Ferrari, Bentley and Maybach sports cars and limousines, are well advised to take out partially comprehensive or - even better - fully comprehensive insurance in addition to the legally required motor liability insurance. Partially comprehensive insurance covers, for example, the financial consequences of collisions with animals of all kinds as well as damage caused by storms, hail, lightning, flooding or glass damage. In addition to the basic cover of the partially comprehensive insurance, the fully comprehensive insurance also covers damage caused by self-inflicted damage and damage caused by vandalism.
Long experience with rare automobiles
As an insurer of exotic cars with over 20 years of experience, Württembergische knows that the frequency of claims and the extent of damage depend, among other things, on the type of vehicle; after all, a stately limousine is usually driven differently than a sports coupé. But the age of the vehicle, the annual mileage and ultimately the driver himself also play an important role. There is therefore a discount on the insurance premium for damage-free driving with an exotic sports car. This discount can be applied to all exotic sports cars insured with Württembergische.
Additional advantages of "Best for Cars - for exotic cars" are the individual premium calculation, where experience pays off, as well as an individually selectable deductible for comprehensive insurance. As exotic cars are often not driven all year round, Württembergische only charges insurance premiums for the registration period and grants free dormancy insurance for up to 18 months.
On presentation of a valuation report, the current replacement value can be insured - even if this exceeds the new price at the time. In addition, GAP cover for leased and loan-financed vehicles is included free of charge.
The tariff also covers the following cases:
- Transfer for new vehicle after total loss up to 1,000 euros.
- Own damage up to 100,000 euros with a minimum deductible of 500 euros.
- Accidents due to hacker and cyber attacks.
- Consequential damage from animal bites up to 10,000 euros.
- General average already in the partially comprehensive insurance (instead of only in the fully comprehensive insurance).
- Theft of mobile navigation systems from locked vehicles up to 300 euros.
- Reimbursement of operating materials (e.g. engine oil, coolant, not fuel).
- Damage caused by snow and ice avalanches, landslides, mudflows, rockfalls, sinkholes and earthquakes.
- Damage following a short circuit plus consequential damage to aggregates up to 3,000 euros.
- Damage caused by falling or toppling parts of buildings.
- Disposal of damaged batteries up to 1,000 euros.
Experienced drivers and owners of veterans with benefits
Württembergische offers experienced drivers, owners of older vehicles and drivers of limousines as well as those with low mileage particularly favorable premiums in the exotic vehicle tariff.
Anyone who also insures their everyday car with Württembergische receives a further discount on their vehicle insurance. There is also a discount if you have two other private customer contracts with Württembergische. The discounts can even be accumulated.
You can read more about the insurance conditions and benefits of "Best for Cars - for exotic cars" on the Württtembergische website.
